I get asked this question a lot: “Why did you buy points directly from Disney and also purchase resale”? There are a few reasons, and since this blog is supposed to be ‘personal’, I’ll share my observations.
I’m not someone who mulls over a decision for a long time (in most cases). I usually do my research, ask my questions then make up my mind and move on to the next thing. In my job, that tends to help move things along.
And while it took me years to decide to join Disney Vacation Club, I did not labor over the decision for years. Prior to this past February, I considered it regularly but decided that the time wasn’t right. But, after we started doing our DVC podcast, I literally talked myself into it. Between that and my ‘dealer’ (Jerry Sydow from DVCstore.com), all hope was lost.
Once the decision was made, the next thing to decide was ‘how and where’. The resale restrictions (not getting the ‘blue’ DVC member card) bothered me. The annual pass discount didn’t matter to me, mainly because I travel to Disneyland several times a year so I have a Premier pass (those are not eligible for the DVC discount) , I have Tables in Wonderland, which provides a far better discount on food than anything I’d get through DVC.
While I would never use points for a DVC Member Cruise or an Adventures by Disney trip, I still wanted the option to do them. I also wanted the option to attend other ‘members only’ events that required the coveted “Blue Card” (when you buy points from Disney, your membership card is blue, as opposed to when you buy resale points – you receive a white membership card that does not include many of these perks). The only way that would happen (with resale contracts purchased after Jan 2019) was to buy the minimum direct points from Disney. So, I purchased 75 points direct at Copper Creek for the princely sum of $14,100. For reference, 75 points are just barely enough to get you a studio in Adventure season for 5 nights (not including weekends). So, in other words, 75 points don’t go far.
So for REAL points, I turned to the resale market. At first, I decided on a 250 point contract at Boulder Ridge. The contract was stripped (meaning all its current use year points had been used, with no new points coming until next year). While that wasn’t ideal, the price of $89 a point was too good to pass up. Since I enjoy staying at Wilderness Lodge, having points at both Copper Creek and Boulder Ridge was a bonus. Something I should point out here – this contract was from an international seller (meaning the person selling it was not a US citizen). I thought for sure the absurdly low price of $89 per point would get taken by Disney during the Right of First Refusal period (Disney has the right to buy back any contract up for sale, and they tend to do this if they think the price on it is too low). However, my resale agent advised me that often times Disney doesn’t want to get involved with the extra paperwork that’s involved with International sellers, so those contracts get taken far less often. So, needless to say, I was very happy when Disney passed on this contract!
For me, this mix made sense. I wanted some of the perks associated with a direct purchase, but the kind of savings I would realize purchasing resale was just too great to ignore. Right now, Disney will sell direct points at ‘sold out resorts’ if they have them available. So, Boulder Ridge would have cost me $176 a point if I’d gone through Disney, vs $89 on the resale market. That’s a savings of $ 22,000. That’s not a typo. There are no perks Disney is currently offering me that would even come close to justifying that.
I realize this is an extreme example, but it effectively illustrates my point. Even on my other contracts at Bay Lake Tower and Beach Club Villas, the savings averaged over $10k on each of them.
I don’t regret buying direct for the benefits and adding on with resales. I have no intention of using points for a Disney Cruise or an Adventures by Disney trip. If I want to do any of those things, I saved enough money that I can!