My fiancé and I may be decades away from retirement, but that’s not to say that we don’t think about it from time to time. On our very first Disney trip together, Timothy and I struck up a conversation with a couple at Orlando International Airport who told us that they moved to Florida for retirement. It seems to have planted a seed in Timothy’s mind because we have been talking about the idea of retiring in Florida ever since.
Being DVC members, we are already making frequent trips to Walt Disney World, and I have teased Timothy that I would be completely happy living in a one-bedroom DVC villa. It’s got everything that we need right down to the kitchen, washer, and dryer. The washer and dryer are actually a bit of a luxury since we don’t have them in our NYC apartment. This got me thinking: what would it take to retire and live in a DVC villa? Just for fun, let’s see how this hypothetical DVC retirement situation plays out for two different routes…
One option is to become the stereotypical snowbird who lives in the North but spends the colder months in the South. If we define the colder months as December through February and decide to stay at one of our home resorts, the BoardWalk Villas, then it would take 3,117 points. This is assuming that we would book a Garden/Pool View one bedroom because there is typically better availability for this villa type. Since we don’t have a way to know for sure what the points charts will be like decades from now, I based my numbers on the latest 2021 points charts.
Another option is to live in a DVC villa year-round. Let’s say that we resort hopped between our home resorts, the BoardWalk Villas and Bay Lake Tower. Perhaps we could stay in a Garden/Pool View one bedroom at the BoardWalk Villas December through May, which would give us easy access to Festival of the Holidays, Festival of the Arts, and the Flower & Garden Festival. This portion of our stay would cost us 6,534 points. We could then stay at Bay Lake Tower from June through November, which would bring us closer to fun seasonal events at the Magic Kingdom like Mickey’s Not So Scary Halloween Party and Mickey’s Very Merry Christmas Party. Assuming that we would book a Lake View one bedroom (again, for better availability), it would take 6,935 points. That would bring us to a whopping total of 13,469 points for a year split between a BoardWalk Villas Garden/Pool View one-bedroom villa and a Bay Lake Tower Lake View one-bedroom villa! This route would be less feasible since the maximum number of DVC points you can own across multiple resorts is 8,000 points unless Timothy and I somehow won the lottery and managed to amass over 6,700 points each.
A DVC retirement is just a fun goal for Timothy and me (and a great excuse for add-on-itis), but has anyone else seriously considered moving to the magic or spending a lot more time at DVC resorts once retired?