The DVC resorts are finally open. The parks are about to open. But are you ready to travel? With increasing travel restrictions and an uncertain outlook on the COVID-19 pandemic, many DVC members are reevaluating plans for 2020 trips. I had my fair share of cancelled trips this past spring, but was fortunate to not have many points at risk since my banking deadline was still months away. Now that a few months have passed, banking deadlines are approaching for certain Use Years, including my February Use Year, and cancelling can be more complicated. In addition, some policies that were being temporarily waived during the closure may be reverting back to normal now that the resorts and parks are opening. If you are considering cancelling or rescheduling a trip, here are some things to keep in mind:
Holding Rules May Apply
Normally, if you cancel a trip 30 days or less prior to your arrival, points go into a holding account. Once there, the points can only be used to book trips that are no more than 60 days out. Also, holding points expire at the end of the Use Year. Essentially points in holding are difficult to use. The holding rules were temporarily suspended while the resorts were closed, but there was no specific date given as to when they would be reinstated. To play it safe, try to cancel your trip no later than 31 days before your check-in date.
It Is Uncertain When Normal Borrowing Rules Will Apply

When the resorts were closed, any borrowed points from cancelled reservations were being returned to their original Use Year, and as of early July it seems this policy has been inconsistent. Some members were still successful in moving the points back to the original Use Year, and others were not. As with the waived holding rules, there was no set date for when the normal borrowing rules will apply again. Under normal rules, borrowing is a final transaction, and the borrowed points would remain in the earlier Use Year to which they were transferred. Since things are in flux, you may need to call or chat with Member Services to verify where borrowed points are being returned.
Only Some Points from Certain Use Years Were Extended
Points from April, June, August, September, and October Use Years would only be extended if they had been used for reservations during the resort closures. That is, if you have one of those Use Years, but you are opting to cancel a trip while the resorts are open, the points from that reservation would not be extended. Also, if you have a December, February, or March Use Year, the normal banking deadlines and expiration dates still apply.
If You Are Past Your Banking Deadline, There Are Still a Few Options

When all else fails, and you have already missed your banking deadline and still need to cancel, all isn’t lost. You can try renting out your DVC reservation or renting out points from your reservation with the help of a broker like the DVC Store, the sponsor of DVC Fan. The DVC Store can also help you put up points for a transfer as long as they are not banked or borrowed points. Alternatively, you may consider putting your points into RCI, so you have 2 years to use them. You can do this by contacting Member Services. RCI may not always have availability at Walt Disney World resorts, but it can still offer a better value than simply losing your points, especially if you have a lot of points at stake. Note that points can only be moved into RCI in increments of 10.
While cancelling is never easy to do, I hope that this helps you make an informed decision should you need to change your plans. Stay safe, DVC Fans!
Many thanks. Coming from the UK I have a major problem looming. I have a 2 bed booked at WL for 2020. I had to borrow points. As matters stand I can’t buy tickets nor am I able to fly. I fear I stand to lose around 400 points. This can’t be right.
But I believe that borrowed points will be returned to their appropriate use year. So if you borrowed 2021 points for this WL vacation and you cancel they should go back to your 2021 use year. (Correct ?)
As of now, there are members who have had their borrowed points returned to their original Use Year after cancelling a trip. However, the concern is that we don’t know how long this will be honored since it isn’t the normal policy for borrowed points.
They really need to come up with a plan for those of us from out of country. We have two contracts. 250 BLT expiring at the end of November(September Booking) and 75 OKW expiring at the end of January and I don’t expect it to be safe nor have the border(Canadian) open by then for us to go.
Call Member Services
I was told by DVC member services that points transferred to RCI cannot be used at any properties within 25 miles of a Disney park.
Same here. We are DVC members since 1999, from Norway. We made multiple bookings for a 3 weeks stay with friends during the Food & Wine Festival in October and November. Bookings were confirmed back in December 2019. We borrowed 400+ points from 2021 use year. Now we need to cancel because the travel restrictions between our country and the U.S. will still be in place at least till the end of this year. Any advice is highly appreciated. All the best to you all!
I’m so sorry you will need to cancel! I think your best bet is to call Member Services and see if you can get your borrowed points to return to 2021. For any points that will expire, either try renting out your points or roll them into RCI, so you can get some sort of value out of them. Good luck!
I am really in a bind. I rented a villa at the Yacht & Club for September. I rented through a popular site that rents for owners, but has a no cancellation policy. The stay was paid in full at the time of booking. I am not able to buy park tickets either, and even if I could, I am not going to chance traveling to Florida right now with the Covid surge they are seeing. The company is trying to re-rent the villa for us, but if they can’t I will lose $2400 and can’t do anything about it.
I have to say the way DVC has handled this appalling. I have a reservation for Xmas but to date (being from abroad) unable to buy tickets. Then a couple of days ago tickets and resort reservations open up. So the Park Passes dwindle and albeit I had booked months ago I still cannot buy tickets. Surely those with existing reservations should have been given first option. DVC are happy to take my money. Happy to take my dues. Happy to sell a dream. But ultimately, don’t appear to accommodate or care for their foreign members. We appear to have been completely disregarded with a dose of distain.
I regret the day I ever bought in.
Why can you not buy tickets ?
Is it an international issue, or travel ban ?
I have a late October trip.
I was able to buy park tickets and reserve my park days.