DVC Deed Expiration Dates and What They Mean for You

One of the aspects to consider when choosing which Disney Vacation Club resort to buy into are the deed expirations. Unlike typical timeshares, DVC deeds have a shelf life and will eventually reach an expiration date (some much sooner than others). Let’s dive into the DVC deed expirations and what these dates might mean for you and your decision to purchase a DVC contract.

Why do DVC deed expirations matter?

The DVC deed expiration date shows you how much use you will be able to get out of your contract. Are you going to be able to keep it for 18 years before it expires or 50 years? This can be a big factor in the value you get out of your points. Obviously, the more years you get, the more value you will have. For some members, a shorter expiration date is a good thing. They may be at an age where they will have used their membership as much as they wanted and no longer wish to worry about it past a certain point. For those members, the shorter expiration date makes it easier for them. For others, they want something they can use for years and either pass on to their children or something that has a good resale value when they are done using it.

What will happen when deeds expire?

This is a question we hear a lot. Unfortunately, no one knows what will happen when the DVC deeds expire. I’m willing to guess even though they may have ideas, DVC themselves likely aren’t completely sure. The people who will make that final decision may not even work for the company yet. We don’t know what will happen or when banking and borrower points will be ended for expiring contracts. However, we have considered some potential options. DVC could simply refurbish and begin reselling the resort as a new deed. If this happens, resale restrictions could come into play. DVC could tear down a resort and build something new. We find this one extremely unlikely, especially with resorts like BoardWalk, Beach Club, and Boulder Ridge. Some expired resorts could be sold off to other companies and removed from the DVC name. This is a strong potential for outside resorts like Hilton Head and Vero Beach. These are all just guesses and possibilities. You might have some interesting theories of your own.

I’m interested in hearing your thoughts on what will happen with our first wave of deed expirations in 2042. Let us know in the comments below!

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