Hilton Head has always had a relatively low price per point on the resale market compared to other DVC resorts, but as recently as March 2025, the average price per point has dropped to a mere $59 per point!
Other than Vero Beach contracts, you’ll rarely see a DVC contract priced this low, which makes a Hilton Head contract rather tempting as either an easy entry into DVC Membership or a cheap add-on contract. However, the usual advice is that the high dues make it a poor value. With this in mind, are there any instances in which cheap Hilton Head contracts are worth it?
Worth It: For Home Resort Advantage
Hilton Head is often overlooked by those who go straight for the Disney World and Disneyland resorts, but many DVC Members love staying there during the summer. With summer being peak tourist season for Hilton Head Island, this is when the island comes to life. The weather is better for enjoying the beaches and trails, and more of the seasonal shops and restaurants are open. If you don’t have home resort advantage at Hilton Head, it can be difficult to book a summer vacation. Even cash stay availability can be tricky for that season. Should you want to vacation at Hilton Head regularly during the summer, you’re better off owning a Hilton Head contract.
Not Worth It: “Sleep Around Points”
Hilton Head contracts aren’t worth it if you only want to use those points at other DVC resorts because of the high annual dues. Annual dues for Hilton Head are currently $11.92 per point, which is the second highest dues of all DVC resorts (just behind Vero Beach). These dues will outweigh the cost of the contract itself over the course of the 17 years left before it expires.
If points for the 7-month mark is your goal, there are better and more economical Walt Disney World home resorts such as Saratoga Springs or Copper Creek for sleep around points if you mostly prefer to vacation at Disney World. This way, you can reserve a room at Disney World within your home resort window.
Possibly Worth It: Temporary Points
There is one scenario where a Hilton Head contract could work for sleep around points. If you hold the contract for a few years, and you don’t mind working a little harder to book Disney World vacations at the 7-month mark or under, you could make a Hilton Head contract work since it is quick to reach the breakeven point compared to cash stays.
As an example, a 150-point Hilton Head contract at the average price of $61/point would be a total of $9,150. You could then take those 150 points and book a stay in an Old Key West One Bedroom Villa for a week in September. A comparable cash stay would cost $698.83 per night for a total of $4,192.98 (plus tax) for the week. Booking that same cash trip for only two years in a row would cost $8,385.96, which already puts you past the breakeven point on the cost of the 150-point Hilton Head contract.
Once you pay for the contract itself, the dues are the only remaining cost. Dues on the 150-point contract are currently at $1,788. Assuming an average 5% increase every year, those dues will be about $2,641.69 by year 9. By then, you would have already paid more than twice the cost of the contract ($19,715.50) in annual dues. Between that and the likelihood that the price per point for Hilton Head contracts will decrease as we get closer to 2042, it’s probably advantageous not to keep the contract more than 7-8 years if you’re not using those points for their home resort advantage.
What are your thoughts on a Hilton Head contract? Would you consider purchasing one if the price per point remains low or dips even lower as we approach 2042?
josh
May 27, 2025We love DHHIR!