Buying into Disney Vacation Club (DVC) is an exciting decision—but figuring out how to pay for it can feel overwhelming. In this episode of The DVC Show, we break down everything you need to know about paying for your DVC contract. From direct vs. resale options to deposits, down payments, closing costs, and more, we walk you through it all. We’ll also share tips for paying off your contract faster and getting the best long-term value from your Membership!
Whether you’re just starting to explore DVC or you’re ready to make the leap, this episode will help you make smart, informed decisions.
Rick Blair
June 30, 2025We have always gone direct on all of our 1008 points. No choice on our first BWV contract back in 1996. Since then we have added on, always direct. I know we could have saved money, however for us direct worked. We divide the price into two or three payments and charge our airline point credit card. We get several “free” flights out of the deal. We also don’t want to go through negotiations and ROFR. Going direct you also get immediate access to your new points. Direct is very quick and easy (ok almost too easy). I can see the attraction to resale. I know lots of people who love the offer/negotiate phase of Real Estate transactions. The challenge of the chase and all that. Not for me, however.