Monera Financial Introduces New Financing Option for DVC Resale Purchases

With the launch of their new website on Tuesday, Monera Financial has introduced a new financing model for Disney Vacation Club resale purchases.

This new option offers borrowers the opportunity to have a credit check determine the interest rate of their loan. Interest rates start as low as 8.9% for up to a 7-year term and a 10% down payment. Monera’s previous no credit check loan option will also continue to be available to borrowers.


To better understand how this new option can save borrowers money, we ran a quick sample quote with a $110/pt. – 160 point resale listing from the DVC Store for Disney’s Animal Kingdom Lodge Villas.

For a 7-year loan with an approximate 10% down payment ($1,760), borrowers with excellent credit (775-850) can go from a 14.9% to 8.9% interest rate. This also reduces monthly payments from $304.16 to $254.05, saving approximately $50 per month or $4,200 over the life of the loan. Please note that this estimate does not factor in closing costs or annual dues that may be associated with purchasing a DVC contract.


Let us know in the comments below what you think of this new option from Monera and whether it makes Disney Vacation Club more affordable for you and your family!

Paul Krieger

Amy and I are new Orlando, Florida residents where we live with our dogs Odie the greyhound and Hermès the Spanish galgo. We are DVC owners at Animal Kingdom Lodge, BoardWalk Villas, and Villas at Disney’s Grand Floridian, Disney World Annual Passholders, and love educating Disney Vacation Club on how to both use and maximize the value of their DVC points!

2 thoughts on “Monera Financial Introduces New Financing Option for DVC Resale Purchases

  • Can those with current loans through Monera refinance under the new protocols?

    • Just chatted with them and they do not currently offer refinance through the new credit check model.

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